¿Embargo de cuenta bancaria o nómina?
Mis preguntas son:
- Normalmente ¿qué te embargan la nomina, te bloquean la cuenta la cuenta o las dos a la vez?
-¿Te pueden embargar la misma nómina dos veces a la vez o por el contrario hasta que nos se termine de pagar una deuda, as demás se ponen en cola?
5 Respuestas
La cuenta corriente no puede ser embargada por una entidad financiera, sólo por las deudas que tengas con la administración, ya que es la única que puede pedir información a todas las entidades sobre tu saldo (excepto la entidad en la que tienes tu cuenta).
En cuanto a la última pregunta, se puede embargar la cuenta todas las veces que autorice el juez, pero normalmente es muy difícil simultanear el pago de dos deudas, por lo que se puede "poner al la cola".
Espero haberte aclarado algo. Si tienes más dudas, escríbeme.
Primero darle las gracias por la respuesta.
Sobre el embargo de la nómina, ¿es verdad que va por tramos?, es decir que el salario mínimo interprofesional no se toca y que a partir de hay iría por tramos, ¿es verdad?.
Sobe el embargo de la cuenta corrente entiendo que si yo debo dinero a financieras o bancos no se puede embargar la cuenta, ¿me equivoco?.
Muchas gracias por su tiempo y espero su respuesta
Un saludo
En cuanto al embargo de cuenta corriente, nadie puede saber si tienes una cuenta corriente, donde la tienes, ni el saldo que tienes, salvo por orden judicial, y por un embargo difícil es que autoricen este tema. Es por esto que otra entidad o una financiera no puede embargarte algo que no sabe que existe. Como ya te dije, solo pueden embargarte la cuenta por deudas con la administración ( Hacienda, seguridad social,...)
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